Champion Money Market Account:

Our Champion Money Market account provides you the opportunity to earn a very attractive rate of interest.

Minimum deposit to open the account is $1,000. An account maintenance fee of $10.00 will be charged monthly if the balance falls below the minimum. Account is limited to six withdrawals per month of which three can be by check. An excess withdrawal fee of $10.00 will be charged for each item over six.

Interest rates very depending on the level of balance maintained.

VIP Money Market

At Golf Savings Bank it really pays to be a customer. We offer a higher yielding money market account for customers who have established a separate loan or deposit relationship of $10,000.00 or more.

Minimum balance to open the account is $2,500.00. An account maintenance fee of $15.00 will be charged if the balance falls below the minimum. Account is limited to six withdrawals per month of which three can be by check. An excess withdrawal fee of $10.00 will be charged for each item over six.

All money market accounts come with
   - Free Checks
   - Free Online Banking
   - Free Cashier's Checks

This disclosure contains information about interest rates for certificates of deposit, interest checking, savings and money market accounts. Fees could reduce the earnings on an account. All certificate of deposits are subject to an interest penalty for early withdrawal of principal. Interest rates and *annual percentage yields were last changed on July 28, 2008. Interest rates are subject to change without prior notice. For current rate information call 1-800-264-1112.